Varicose Vein Treatment: Understanding What Your Insurance Will Cover

Dealing with treatment of varicose veins can be tricky when it comes to prior authorization with an insurance company. There are many guidelines that need to be followed and they are specific to each insurance company. Examples including vein size, types of veins, pain level, compression stockings and Nsaid use are just a few that each insurance will look for at the time a prior authorization is submitted.

Pre-Authorizing Treatment

At IVC we are very aware of the importance of obtaining the correct measurements and making the patient aware of their responsibility before an authorization can be obtained. No one wants to go into a procedure without being sure that the insurance will pay their part. We want our patients to be relaxed on their procedure date, not stressed about whether they will have an issue with their insurance later on. Because patient care is so important to us, we pride ourselves in knowing what the insurance company needs, we have an open relationship with many insurance companies who appreciate our clinical notes and ultrasound reports and have open communication with us to explain any changes because we are not trying to sneak past their requirements.

Knowing Your Out-of-Pocket Expense

Not only can you have the confidence in our authorization department, we offer what many clinics do not, knowing what your out of pocket cost is before starting the varicose vein treatments. Knowing what your portion of the treatment will cost you will help you decide if the treatment is possible, and prepare with your HSA or Flex Spending accounts. You will hopefully better understand what your deductible, co-insurance and out of pocket max are and how they apply to the treatments you receive at IVC.

Getting started with your new patient appointment will not only educate you on insurance requirements and cost but will also get you started with those requirements and be ready if your deductible is met for the year.

Major Insurance Providers Accepted

Because IVC is privately owned, we contract and accept most insurance companies.

See the card above for a list of some of the major insurance providers we work with.

If you do not see your insurance here, that does not mean that we do not accept them. Please feel free to contact us at any time. Our receptions or I will be able to let you know if we are in contract with your insurance.

 

Insurance – it’s the name of the game. Does it mean anything to you?

When it comes to insurance we all have a lot of questions. Do you ever feel that you never get a straight answer? Welcome to the game. For the next few weeks I will be your coach and will provide you with insurance insight that pertains to varicose vein policies. This week I will share general requirements that many of the insurance providers enforce through their guidelines. In the following weeks I will highlight an individual insurance plan.

I’m sure you have questions regarding your deductible and if it will apply to the procedures. You may also wonder what your responsibility will be. All of these questions will be answered during your new patient appointment.

Many insurance companies require conservative measures, such as compression stocking usage. The use of anti-inflammatories and pain meds are required; exercise and being as active as possible is also encouraged. And what about symptoms? Swelling, achiness, PAIN, etc. Ay yi yi. The list goes on and on. I promise I will not leave you hanging. I will address all these things and more in the following weeks and be specific as to which insurances require all or none of these conservative measures and symptoms.

Whether you are playing “Shoots and Ladders” or friendly rounds of fantasy football, all games have rules. I hope to share the rules to the “insurance game” in a way that is easy to understand and help you maneuver through the field of policy madness.